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Web App

Buy Now Pay Later!

Validate the size and fit of fashion items before you pay for them. Free shipping and returns. Only pay for what you keep.

Project definition

BNPL stands for Buy Now Pay Later, a means of payment that allows customers to make an order and only pay after they have tried on the items.
The new BNPL 2.0 solution make it easy for customers to collect all the information needed for payment in one place, including the payable amount after a partial return. Additionally, Zalando provides payment methods that are more convenient for paying an invoice than a manual bank transfer.

Team Structure

4

Product
Managers

2

Business
& Growth

2

User
Researchers

2

Content
Designers

3

Different
teams

EXECUTIVE SUMMARY

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Listen to Audio Summary

Methods Followed

Usability Test (x3)

Three usability tests were conducted to evaluate different concept ideas.


Survey (x3)

In order to understand the behaviors of the users in different scenarios, a survey study that lasted about 1 month was conducted.

Customer Journey Map

An interactive user journey map was designed in order to see all scenarios and share them with the necessary units, together with all the data obtained.

First Click Test

A first click test was conducted to understand how well this payment method was understood in the Belgian market.

Design System

A component system was created by aligning the designs with the Zalando Design System design library.

A/B Test

Before the service goes live, it was submitted to 3 different control groups for A/B testing for the German market.

Concept Usability Test

#Design
#Test

Situation

User test preparations have been started to test our first concept solution proposals.

Tasks

Some of my duties; Creating a moderation documents consisting of test contents, a note-taking page, preparing realistic prototypes to initiate the test.

Activities

I joined the tests as a prime observer to take notes and synthesize them with the product team.

Result

After the test sessions, we had a half-day workshop to analyze the results. By using this data, I've also created a test report.

Research Goals

1

Evaluation the overall usability of the banner.

2

Do customers understand the new payment methods?

3

Comparisons of
Return vs Payment flows.

Participants

6

Participants

3

Germany
🇩🇪

3

Others
🇪🇺

3

Invoice
📩

1

CC
💳

2

Paypal
📲

Moderation Guide

To use as a guideline during the test sessions, I've created the moderation guide containing the test scope and the questions with the support of the user researcher.

Test Analysis

Designed
Screen

Insights of
Noticing the banner

Virtually 2/6 users noticed the blue banner.

Message of the banner was not understood.

At least 4 users mentioned that the content of the banner is too repetitive.

Key
Quotes

💬
"I don't read because I know how it works, probably normal habit of acting."

P01

💬
"I wish I had more information about this payment link."

P03

💬
"The text of the banner is pretty long and text could be briefer."

P04

Summary

Note Taking Sheet

During each session, we took notes not to lose and time or information.

Participant Analysis Clusters

With the product team at the end of each day, we've jump into the mural board to start working on the test analysis.

Conclusion

We came up with a clear conclusion in order to understand which points to focus on and continue working on the improvements.

The banner did not perform as expected.

All the participants tend to go as in auto-pilot mode on the payments page. Therefore educating the customers is the most challenging topic.

The information of the new payment methods have understood by the invoice users faster than the non-invoice users.

The content on the banner has been found too repetitive.

The text on the banner found too long.

BNPL process with the iconography is the area that performed the best.

Email body context performed well.

BNPL process with the iconography is the area that performed the best.

Next Steps

1

Educating the customers.

2

Optimising
the copy.

3

Create
a nudge.

First exploration

Updated exploration

Survey

#Research
#Discover

Situation

The product team wanted to have an inclusive survey to get more insights from the customers by following the real timeline.

Tasks

I've supported the team with creating the scope of the survey and the questions of it.

Activities

After the survey, we got the report and I've focused on the most important topics in creating an improvement plan.

Result

We've analyzed this report altogether also to understand the capabilities of the other teams, and continue working on the improvements.

Overview

This study has been made to understand the performance of the BNPL product of Zalando. 48 participants located in DE, BE and CH remotely.

Study Goals

The primary aim of the research is to rate and compare the BNPL payment method from a customer perspective.

51%

The NPS score

4.6

Average star rating
out of 5

1.4

The Customer Effort Score (CES)

92%

The Customer Satisfaction Score

Prototype Flow

Survey Analysis

Designed
Screen

Survey Task
Partial Payment

Now please pay for 2 items of your order via credit card and rate how easy or difficult this was for you to do.

Summary

47 of the 48 (98%) found it easy or very easy to make a partial payment.

Key
Quotes

💬
"The application is pretty straightforward. Click the items you want to keep, click on the payment method and you are done."

P-BE

💬
"This part also worked very simple and intuitive. I liked extremely well that I can choose the items I want to keep from the list and then summarised transparently."

P-DE

Designed
Screen

Survey Task
Payment Link

Is there any information missing in the payment link email that you would have liked to see?

Summary

30 of the 48 did not miss any information in the payment link email.

The others listed:
- The exact payment due date or number of days left to pay. (15 mentions)
- Late fees (2 mentions)
- Date of the order
- Deadline for returning items

Key
Quotes

💬
"I would like to see a clear payment due date and the potential late fees if missed."

P-BE

💬
"There is no mention of date by which I need to pay or the time period left unless I am missing something. That would really bother me"

P-CH

💬
"The deadline for Payment and returns. Because sometimes I don't open mz package immediately as I'm very busy."

P-CH

Improvement

Payment Link - Old Version

Payment Link - New Version

Customer Journey Map

#Discover

Situation

Buy Now Pay Later has many different scenarios and these are pretty complicated time-wise.

Tasks

To create a single source of truth that contains all the necessary information, we've decided to create a CJM.

Activities

I've gone through all the past works, reports, and analyses to gather all information in one place and design an interactive CJM.

Result

The CJM has been shared with the entire team members to have a common ground and provide the most important information.

Increasing the Awareness

#Discover

Situation

During the product development process, we realized there might be different touch-points to make BNPL more visible and understandable for the customers.

Tasks

I've started getting aligned with the expertise of the other team members of Zalando B2C designers.

Activities

I've started working on the design explorations with the other teams in Zalando B2C on how to make this experience more seamless for the customers.

Result

The new explorations have been tested and got pretty impressive results and feedback.

New Explorations

Designed
Screen

Homepage
Explorations

Participants noticed and understood the prompt tile, but did not click the text link to learn more.

We can consider having the BNPL landing page link instead of how does it work text link. It's a better way to educate customers to get back in the purchase flow.

Results

4/5

Participants noticed the BNPL messages on Homepage.

5/5

Participants understood the BNPL message section.

Designed
Screen

Product Detail Page
Explorations

Since the product detail page is considered more by the users, it is aimed to raise awareness by using the bnpl option here.

Results

3/5

Participants noticed the BNPL messages on PDP page. 3 out of 5 commented specifically

Designed
Screen

Payment Selection Page
Exploration - Credit Card

Even when the participants did not select the invoice option, we display the message that they can now use their preferred payment method with the invoice.

Results

4/5

Participants noticed the BNPL messages on payment selection page.

3/5

Participants noticed and clicked on the how does it work text link.

Designed
Screen

Payment Selection Page
Exploration - PayPal

Even when the participants did not select the invoice option, we display the message that they can now use their preferred payment method with the invoice.

Results

4/5

Participants noticed the BNPL messages on payment selection page.

First Click Test

#Validation

Situation

BNPL has different names in different markets. Since there are 2 different languages in BE, we wanted to know which name suggestion is going to perform better.

Tasks

I've got aligned with the User Researchers to get consultancy regarding the possible research & validation methods that I would like to use to tackle this challenge.

Activities

After the open hours with the researchers, I've started working on creating the first click test and reviewed it with the product team.

Result

In conclusion, we've got a lot of good insights from the customers about how they perceived the new name and the product.

Task

Imagine you want to buy a pair of shoes. You decide to order 2 different sizes because you're unsure of the size. Which payment method would you choose to make this purchase?

148
Test
Responses

9s
Median time on task

72%
Test
Success

16

😵
Wrong explaining;
- Confused about how to pay.
- Thinks the money will be transferred automatically.
- Confused about when to pay.


79

😌
Good explaining;
- Knows that there are 14 days to pay.,
- Knows that they order at first, and pay later.
- Knows they can return before they pay.



31

🤩
Great explaining;
- Knows 14 days time period starts after the order delivered.
- Knows they can use the other payment methods.


Contribution to Design Library

#Design
#Contribution

Situation

Zalando Payment Solutions has a previous design system, and there is no component system for it.

Tasks

As a payments design team, we started having internal workshops to understand how to make our Figma design process better.

Activities

I've started creating all the pages by using the Zalando Design System and creating the component structure of the pages.

Result

The product team has now clear visibility of the Figma file where they can find all the most up-to-date pages.

Talk data to me!

Project Statistics

96

Survey

30

usability test

250+

screens designed

1.5Mil.

A/B test orders

Tool Kit

Figma
google docs
mural board
user zoom